Steps to Making a Prepaid Funeral Plan

Death is a phenomenon that every living organism is bound to experience. This means that it can occur unexpectedly. When that happens, there are many things that you may leave behind, like your assets and properties. Aside from that, your family will be responsible for planning and paying for your funeral, which can be challenging as they are also grieving your loss.

So, if you want everything to be organized before your death, you should consider getting a prepaid funeral plan. For most people, it can be uncomfortable to talk about preparations for their death. But having prepaid funeral arrangements helps you and your family with the financial costs while ensuring that all of your matters have been settled. Below are some steps to help you create a pre-arranged funeral plan.

Talk to Your Family

The first thing you need to do when you’ve decided to get a prepaid funeral plan is to talk to your family. That way, they are fully aware of your plans and can contact your chosen funeral provider at the time of your death. If you are married, you can also talk to your spouse, so you have the option to make plans together.

Choose Your Funeral Plan

Most funeral homes offer a variety of funeral plans for every customer’s needs. These plans cover the funeral service, type of casket, flowers, transportation, cemetery plot and headstone, and cremation or traditional burial services.

It’s essential to ask for guidance from a funeral director to know which of their available options are suitable for you. Aside from that, you can also let them know about specific changes you want to make. It includes designating people who will give eulogies or choosing a theme for your ceremony.

Discuss the Payment Process

The total cost of your pre-arranged funeral plan depends on the services and products that you’ve added. But a typical pre-arranged funeral plan costs around $5,000 to $25,000. Customers usually have the liberty to pay for their plan in whole or installments. If you want to pay for your plan in installments, memorial homes will allow you to do so monthly through a funeral trust or an insurance policy.

Speak With a Trusted Funeral Provider

It can be complicated or overwhelming for some to discuss plans for their funeral. So, if you’re looking for a trusted funeral home that will help you get through all the necessary steps in making a prepaid funeral plan, call Heishman Funeral Home. Reach out to our offices in Edinburg and Woodstock for more details.